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Guide to the Homeowner Affordability and Stability Plan
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The Obama administration's Homeowner Affordability and Stability Plan is aimed at helping millions of borrowers receive loan modifications or refinance at lower mortgage rates.
The HASP Home Affordable Modification program represents the largest government-sanctioned effort to date to modify as many distressed mortgages as possible. Based on average loan sizes reported in HMDA data in recent years, modifying 4 million mortgages would total as much as $2 trillion in loan modifications.
The HASP Home Affordable Refinance program, meanwhile, directs Fannie and Freddie to refinance current borrowers with exisiting GSE loans that have little or no equity in their homes.
We've consolidated everything you need to know about these programs into an easy-to-use reference called Guide to the Homeowner Affordability and Stability Plan.
You'll learn about...
Plus an appendix of key documents from Treasury and the GSEs. |
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