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Mortgage Data from Inside Mortgage Finance
Mortgage Rates and Terms

National Average Fixed-Rate Mortgage Contract Rates

Data for the average fixed-rate mortgage contract rates broken down by new homes, used homes and all homes. Data from 1983-2007, listed by month with yearly averages.

2007 Data

Combined 1983-2005 Data

2001-2006 Data

1995-2000 Data

1989-1994 Data

1983-1988 Data


Market Share of Adjustable vs. Fixed Rate Mortgages

Data comparing the market share of Adjustable and Fixed Rate mortgages. Includes monthly breakdowns and annual averages from 1983-2007.

2001-2007 Data

Combined 1983-2005 Data

1992-2000 Data

1983-1991 Data

      Comparison of Fixed and Adjustable Mortgage Rates

Data comparing rates and points for 30-year fixed rate mortgages, 15-year fixed rate mortgages, and 1-year adjustable rate mortgages by month. Includes average data for the year. Data available from 1985-2008.

Please note that data prior to 1991 do not include specific types of fixed rate mortgages.

2006-2008 Data

Combined 1985-2005 Data

2003-2005 Data

2000-2002 Data

1997-1999 Data

1994-1996 Data

1991-1993 Data

1985-1990 Data

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